Pay your rent, maid, cook, driver, EMIs and bills in one app. Every on-time payment builds your credit score — and earns rewards from the brands you love.
You pay rent, your maid, cook and driver, EMIs and bills every month anyway. Gharmint turns each on-time payment into a higher credit score and points you can spend.
Every on-time payment is reported to the credit bureaus — so your score climbs, month after month.
Turn routine monthly spending into points you can redeem with the brands you already use.
Every payment is encrypted, every transfer is tracked, and your credit data is handled with bank-grade care. The reassurance is built into how Gharmint works.
Payments are encrypted end-to-end and processed through regulated partners, so your money always moves safely.
Every on-time payment is shared with the credit bureaus, so your score finally reflects the bills you already pay.
We use your information only to build your score and rewards — never sold, never shared without your consent.
Join the waitlist and turn every monthly payment into a higher credit score and rewards worth spending. Be first when we launch in your city.